Get Cheap Car Insurance in Norman OK

  1. Residents of Norman Can Save Up To $810 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Norman

 

What's the Cost of Car Insurance in Norman?

We have been able to help several drivers in Norman OK locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Norman Oklahoma, the annual rates had a difference of up to $2836. Specifically, this means that the cheapest price was $1095 and the most expensive was $3931.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Norman is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1095 $2017 $3931

Insurance Prices: Norman vs. National/State Averages

Norman has low-cost car insurance premiums that are below the state's average. It costs $57 less per year than Oklahoma's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Norman. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$2017 $2074 $1479

Norman OK Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Norman to give you a sense of where you can find the lowest costs.

The difference was -$67 between the cheapest neighborhood in Norman OK with a rate of $1950 on average and a +$783 difference between the priciest area in Norman OK with an average price of $2800.

# Neighborhood Average Rate
  Norman $2017
1 Nichols Hills +$783
2 Midwest City +$303
3 The Village +$113
4 Bethany +$70
5 Choctaw +$23
6 Yukon +$15
7 Moore -$8
8 Mustang -$38
9 Edmond -$67

Let's go over some ways to save on car insurance in Norman

Norman Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Norman. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $121 more per year compared to being married, and being a man can typically cost up to $907 more per year in Norman OK as opposed to being a woman.

Norman Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Norman OK is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4558 a year for insurance on average. This is far higher than the state average of $2074, and $2541 higher than Norman' average. When gender is taken into account the difference between male and female teens in Norman OK is $20.

The effect of DUIs on insurance premiums in Norman OK

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Norman then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2017 all the way up to $3751. That means that on average the cost for conviction in Norman OK can be an increase of $1734.

DUI City Average
$3751 $2017

Find cheap car insurance in Norman quickly and easily

 

Find Local Norman Agents

Brian McPherson

303 E Tonhawa St Ste 109, Norman, OK 73069

Trevor Lawrence

620 Alameda St, Norman, OK 73071

Garner Insurance

402 W Main St, Norman, OK 73069

Norman in Brief

  • $2017

    the average Norman resident's annual cost of coverage

  • $810

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Norman OK

Area We Serve

73019, 73026, 73068, 73069, 73070, 73071, 73072, 74857

Norman Map

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