See How Much You Can Save in Norman
What's the Cost of Car Insurance in Norman?
We have been able to help several drivers in Norman OK locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Norman Oklahoma, the annual rates had a difference of up to $2836. Specifically, this means that the cheapest price was $1095 and the most expensive was $3931.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Norman is important in getting the cheapest car insurance rates.
Insurance Prices: Norman vs. National/State Averages
Norman has low-cost car insurance premiums that are below the state's average. It costs $57 less per year than Oklahoma's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Norman. You can go over some of our tips below to improve your savings.
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Norman OK Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Norman to give you a sense of where you can find the lowest costs.
The difference was -$67 between the cheapest neighborhood in Norman OK with a rate of $1950 on average and a +$783 difference between the priciest area in Norman OK with an average price of $2800.
Let's go over some ways to save on car insurance in Norman
Norman Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Norman. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $121 more per year compared to being married, and being a man can typically cost up to $907 more per year in Norman OK as opposed to being a woman.
Norman Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Norman OK is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4558 a year for insurance on average. This is far higher than the state average of $2074, and $2541 higher than Norman' average. When gender is taken into account the difference between male and female teens in Norman OK is $20.
The effect of DUIs on insurance premiums in Norman OK
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Norman then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2017 all the way up to $3751. That means that on average the cost for conviction in Norman OK can be an increase of $1734.
Find cheap car insurance in Norman quickly and easily
Find Local Norman Agents
303 E Tonhawa St Ste 109, Norman, OK 73069
620 Alameda St, Norman, OK 73071
402 W Main St, Norman, OK 73069