Get Cheap Car Insurance in Nichols Hills OK

  1. Residents of Nichols Hills Can Save Up To $1120 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Nichols Hills

 

What's the Cost of Car Insurance in Nichols Hills?

We have been able to help several drivers in Nichols Hills OK locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Nichols Hills Oklahoma, the annual rates had a difference of up to $3080. Specifically, this means that the cheapest price was $2350 and the most expensive was $5430.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Nichols Hills is important in getting the cheapest car insurance rates.

Lowest Average Highest
$2350 $2800 $5430

Insurance Prices: Nichols Hills vs. National/State Averages

If you suspected that car insurance in Nichols Hills is more expensive than average, then you were onto something. The premiums in Nichols Hills exceed the state average by approximately $726. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Nichols Hills OK car insurance below can optimize how you save your money.

City Average State Average National Average
$2800 $2074 $1479

Nichols Hills OK Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Nichols Hills to give you a sense of where you can find the lowest costs.

The difference was -$850 between the cheapest neighborhood in Nichols Hills OK with a rate of $1950 on average and a -$480 difference between the priciest area in Nichols Hills OK with an average price of $2320.

# Neighborhood Average Rate
  Nichols Hills $2800
1 Midwest City -$480
2 The Village -$670
3 Bethany -$713
4 Choctaw -$760
5 Yukon -$768
6 Norman -$783
7 Moore -$791
8 Mustang -$821
9 Edmond -$850

Let's go over some ways to save on car insurance in Nichols Hills

Nichols Hills Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Nichols Hills. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $168 more per year compared to being married, and being a man can typically cost up to $1260 more per year in Nichols Hills OK as opposed to being a woman.

Nichols Hills Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Nichols Hills OK is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $6328 a year for insurance on average. This is far higher than the state average of $2074, and $3528 higher than Nichols Hills' average. When gender is taken into account the difference between male and female teens in Nichols Hills OK is $28.

The effect of DUIs on insurance premiums in Nichols Hills OK

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Nichols Hills then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2800 all the way up to $5208. That means that on average the cost for conviction in Nichols Hills OK can be an increase of $2408.

DUI City Average
$5208 $2800

Find cheap car insurance in Nichols Hills quickly and easily

 

Find Local Nichols Hills Agents

Beckman Company Insurance

201 NW 63rd St Ste 315 Oklahoma City OK 73116

Lee Financial & Insurance Agency

247 W Wilshire Blvd Ste A Oklahoma City OK 73116

Associated Insurance Agents

6921 N Classen Blvd Oklahoma City OK 73116

Nichols Hills in Brief

  • $2800

    the average Nichols Hills resident's annual cost of coverage

  • $1120

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Nichols Hills OK

Area We Serve

73116, 73120

Nichols Hills Map

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