Get Cheap Car Insurance in Midwest City OK

  1. Residents of Midwest City Can Save Up To $930 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Midwest City

 

What's the Cost of Car Insurance in Midwest City?

We have been able to help several drivers in Midwest City OK locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Midwest City Oklahoma, the annual rates had a difference of up to $2550. Specifically, this means that the cheapest price was $1950 and the most expensive was $4500.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Midwest City is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1950 $2320 $4500

Insurance Prices: Midwest City vs. National/State Averages

If you suspected that car insurance in Midwest City is more expensive than average, then you were onto something. The premiums in Midwest City exceed the state average by approximately $246. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Midwest City OK car insurance below can optimize how you save your money.

City Average State Average National Average
$2320 $2074 $1479

Midwest City OK Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Midwest City to give you a sense of where you can find the lowest costs.

The difference was -$370 between the cheapest neighborhood in Midwest City OK with a rate of $1950 on average and a +$480 difference between the priciest area in Midwest City OK with an average price of $2800.

# Neighborhood Average Rate
  Midwest City $2320
1 Nichols Hills +$480
2 The Village -$190
3 Bethany -$233
4 Choctaw -$280
5 Yukon -$288
6 Norman -$303
7 Moore -$311
8 Mustang -$341
9 Edmond -$370

Let's go over some ways to save on car insurance in Midwest City

Midwest City Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Midwest City. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $140 more per year compared to being married, and being a man can typically cost up to $1044 more per year in Midwest City OK as opposed to being a woman.

Midwest City Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Midwest City OK is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $5243 a year for insurance on average. This is far higher than the state average of $2074, and $2923 higher than Midwest City' average. When gender is taken into account the difference between male and female teens in Midwest City OK is $23.

The effect of DUIs on insurance premiums in Midwest City OK

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Midwest City then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2320 all the way up to $4315. That means that on average the cost for conviction in Midwest City OK can be an increase of $1995.

DUI City Average
$4315 $2320

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Find Local Midwest City Agents

Bruce Shook

1816 S Air Depot Blvd, Midwest City, OK 73110

Cristian Merino

1928 S Air Depot Blvd, Midwest City, OK 73110

Gregory Dequasie

1100 S Air Depot Blvd Ste 10, Midwest City, OK 73110

Midwest City in Brief

  • $2320

    the average Midwest City resident's annual cost of coverage

  • $930

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Midwest City OK

Area We Serve

73020, 73110, 73117, 73130, 73140, 73141, 73145

Midwest City Map

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