Get Cheap Car Insurance in Edmond OK

  1. Residents of Edmond Can Save Up To $780 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Edmond

 

What's the Cost of Car Insurance in Edmond?

We have been able to help several drivers in Edmond OK locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Edmond Oklahoma, the annual rates had a difference of up to $2723. Specifically, this means that the cheapest price was $1208 and the most expensive was $3931.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Edmond is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1208 $1950 $3931

Insurance Prices: Edmond vs. National/State Averages

Edmond has low-cost car insurance premiums that are below the state's average. It costs $124 less per year than Oklahoma's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Edmond. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1950 $2074 $1479

Edmond OK Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Edmond to give you a sense of where you can find the lowest costs.

The difference was +$29 between the cheapest neighborhood in Edmond OK with a rate of $1979 on average and a +$850 difference between the priciest area in Edmond OK with an average price of $2800.

# Neighborhood Average Rate
  Edmond $1950
1 Nichols Hills +$850
2 Midwest City +$370
3 The Village +$180
4 Bethany +$137
5 Choctaw +$90
6 Yukon +$82
7 Norman +$67
8 Moore +$59
9 Mustang +$29

Let's go over some ways to save on car insurance in Edmond

Edmond Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Edmond. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $117 more per year compared to being married, and being a man can typically cost up to $878 more per year in Edmond OK as opposed to being a woman.

Edmond Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Edmond OK is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4407 a year for insurance on average. This is far higher than the state average of $2074, and $2457 higher than Edmond' average. When gender is taken into account the difference between male and female teens in Edmond OK is $20.

The effect of DUIs on insurance premiums in Edmond OK

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Edmond then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1950 all the way up to $3627. That means that on average the cost for conviction in Edmond OK can be an increase of $1677.

DUI City Average
$3627 $1950

Find cheap car insurance in Edmond quickly and easily

 

Find Local Edmond Agents

Amerisurance Agency

8 E 1st St, Edmond, OK 73034

Tr Snow

124 E 5th St Ste 200, Edmond, OK 73034

Statewide Insurance Agency

111 N Broadway, Edmond, OK 73034

Edmond in Brief

  • $1950

    the average Edmond resident's annual cost of coverage

  • $780

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Edmond OK

Area We Serve

73003, 73007, 73012, 73013, 73025, 73034, 73049

Edmond Map

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