Get Cheap Car Insurance in Choctaw OK

  1. Residents of Choctaw Can Save Up To $820 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Choctaw

 

What's the Cost of Car Insurance in Choctaw?

We have been able to help several drivers in Choctaw OK locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Choctaw Oklahoma, the annual rates had a difference of up to $2836. Specifically, this means that the cheapest price was $1095 and the most expensive was $3931.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Choctaw is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1095 $2040 $3931

Insurance Prices: Choctaw vs. National/State Averages

Choctaw has low-cost car insurance premiums that are below the state's average. It costs $34 less per year than Oklahoma's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Choctaw. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$2040 $2074 $1479

Choctaw OK Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Choctaw to give you a sense of where you can find the lowest costs.

The difference was -$90 between the cheapest neighborhood in Choctaw OK with a rate of $1950 on average and a +$760 difference between the priciest area in Choctaw OK with an average price of $2800.

# Neighborhood Average Rate
  Choctaw $2040
1 Nichols Hills +$760
2 Midwest City +$280
3 The Village +$90
4 Bethany +$47
5 Yukon -$8
6 Norman -$23
7 Moore -$31
8 Mustang -$61
9 Edmond -$90

Let's go over some ways to save on car insurance in Choctaw

Choctaw Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Choctaw. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $123 more per year compared to being married, and being a man can typically cost up to $918 more per year in Choctaw OK as opposed to being a woman.

Choctaw Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Choctaw OK is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4610 a year for insurance on average. This is far higher than the state average of $2074, and $2570 higher than Choctaw' average. When gender is taken into account the difference between male and female teens in Choctaw OK is $20.

The effect of DUIs on insurance premiums in Choctaw OK

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Choctaw then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2040 all the way up to $3794. That means that on average the cost for conviction in Choctaw OK can be an increase of $1754.

DUI City Average
$3794 $2040

Find cheap car insurance in Choctaw quickly and easily

 

Find Local Choctaw Agents

Omega Insurance Agency

13421 NE 23rd St, Choctaw, OK 73020

Sidney Sanders

13125 NE 23rd St, Choctaw, OK 73020

W Ray Richardson

17420 NE 23rd St, Choctaw, OK 73020

Choctaw in Brief

  • $2040

    the average Choctaw resident's annual cost of coverage

  • $820

    our customer's average savings after comparing insurance

  • 25/50/25

    minimum insurance requirements in Choctaw OK

Area We Serve

73020

Choctaw Map

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